Live Loan – Fully Digital Loan Platform India | Loan at Home | Dimensions
India's most comprehensive digital lending platform — integrating 9 core digital capabilities (Live Payment, Digital Signature, Live Payout, Digital Authentication, Video KYC, E-NACH, GST Management, Live KYC, E-Stamp) to enable fully paperless loan processing from the customer's home.
Live Loan is a fully digital loan platform by Dimensions that brings together multiple digital products into one seamless solution — allowing finance companies to process loans from customer request to approval, disbursement, repayment, and closure entirely online. Customers can complete the full process from home without visiting a branch.
Key Modules and Features
1Core Digital Features — 9 Key Capabilities
- ›Live Payment – Real-time payment gateway integration for instant loan disbursements and collections
- ›Digital Signature – Legally valid DSC-based document signing from customer's device
- ›Live Payout – Instant disbursement directly to customer bank account or wallet
- ›Digital Authentication System – Multi-factor identity verification for secure digital onboarding
- ›Video KYC – RBI-approved live video KYC with liveliness check and face-match
- ›E-NACH – Electronic National Automated Clearing House mandates for automatic EMI deduction
- ›GST Management – Integrated GST computation and filing for loan transactions
- ›Live KYC – Mobile and web-based document collection and OTP-verified authentication
- ›E-Stamp – Digital stamp paper generation for loan agreements without physical stamps
2KYC & Compliance
- ›CKYC Management – Central KYC Registry Integration with CERSAI
- ›Video KYC – Customer Video with Liveliness Check (RBI Approved)
- ›Digital Vault – Secure Encrypted Storage for All Customer and Loan Documents
- ›Digital Authentication System – Biometric and OTP-based Secure Login
3Mobile & Web Applications
- ›Live Loan Web Application
- ›Live Loan Customer Mobile App
- ›Live Loan Agent Mobile App
- ›SMS Integration and Automated Notifications
4Payment & Disbursement
- ›Live Payment Gateway – Real-time Payment Processing
- ›Live Payout – Instant Disbursement to Customer Bank Account or Wallet
- ›Live Collect – Field Collection by Agent with GPS Tagging
- ›E-NACH – Electronic Mandate for Automatic EMI Collection
- ›E-Stamp – Digital Stamp Paper for Loan Agreements
5GST & Legal Compliance
- ›GST Management – Auto-computation of GST on Interest and Charges
- ›Digital Signature – DSC-based Legal Document Signing
- ›E-NACH Mandate Registration and Management
- ›E-Stamp Stock Management and Fulfilment
6ERP Integration
- ›Integration with NBFC Dimensions (Optional)
- ›Integration with Nidhi Dimensions (Optional)
- ›SPOTi – Field Executive Travel Tracking (Optional)
- ›Credit Rating Bureau Integration (CIBIL / Equifax / Experian)
Why Choose Dimensions?
25+ Years of Experience
Serving financial institutions since 2000 with deep domain expertise.
RBI & MCA Compliant
Built with regulatory compliance at the core — not as an afterthought.
Multi-Branch Support
Manage unlimited branches with real-time sync and consolidated reporting.
Dedicated Support
Onsite implementation support and dedicated helpdesk for all clients.
Cloud & On-Premise
Flexible deployment options to meet your security and infrastructure needs.
Continuous Updates
Regular updates to stay current with regulatory changes and new features.
Frequently Asked Questions
What is Live Loan – Loan at Home?
Live Loan is a fully digital lending platform by Dimensions that integrates Live KYC, CKYC, Video KYC, Digital Vault, Live Payout, Live Collect, E-NACH, E-Stamp, and Digital Signature — allowing finance companies to process loans entirely online from customer's home.
What digital products are integrated in Live Loan?
Live Loan integrates Live KYC, CKYC Management, Video KYC (optional), Digital Vault, Customer and Agent mobile apps, Live Payout, Live Collect, SPOTi (optional), Digital Signature, E-Stamp, E-NACH, and optional ERP integration.
Does it include customer and agent mobile apps?
Yes. Live Loan includes a Live Loan Customer Mobile App (for loan application and tracking) and a Live Loan Agent Mobile App (for field operations and document collection).
How does loan disbursement happen without cash?
Live Payout disburses the loan amount directly to the customer's bank account or wallet immediately after approval — the agent can take the security item (e.g. gold) before leaving the customer's premises.
How does E-NACH support EMI collection?
E-NACH sets up an electronic mandate for the customer's bank account, allowing automatic EMI deduction on the due date without manual intervention.
Can Live Loan integrate with NBFC Dimensions ERP?
Yes. Integration with NBFC Dimensions and Nidhi Dimensions is available as an optional add-on, enabling automatic data flow between the digital platform and the core ERP.
Related Products
NBFC Dimensions
NBFC Dimensions is a comprehensive web-based ERP solution designed exclusively for Non-Banking Financial Companies. From gold loan origination and deposit management to debentures, vehicle loans, housing loans, traders loans, chitty management, share management, investments, legal proceedings, and full financial accounting — every NBFC workflow is covered.
Learn More →Nidhi Dimensions
Nidhi Dimensions is purpose-built ERP software for Nidhi Companies registered under the Companies Act 2013. It covers every operation mandated by RBI and MCA norms — from share management and ROC filing to gold loans, fixed deposits, recurring deposits, savings accounts, and loans against property and securities.
Learn More →CKYC Management
Central KYC (CKYC) is a Government of India initiative to eliminate repeated KYC submissions across financial institutions. Dimensions CKYC Management enables financial institutions to upload individual and legal entity KYC to CERSAI, search and download existing records, and update expired documents — fully compliant with Phase 1 and Phase 2 requirements.
Learn More →Dimensions Digital Vault
Dimensions Digital Vault is aimed at storing and retrieving various documents in an organised manner. Storage capacity is determined by the customer, and documents can be uploaded up to that capacity. The dashboard displays total and remaining capacity, folders keep documents organised, and each file can be searched, downloaded, or removed.
Learn More →Ready to Transform Your Operations with Live Loan: Loan at Home?
Join 100+ organizations across India that trust Dimensions Cybertech for their software needs.
Get Started Today