Credit Rating Management Software – Multi-Agency Credit Bureau Solution | Dimensions
Supports all major credit bureaus (CIBIL, Equifax, Experian, CRIF Highmark) — Dimensions Credit Rating Management automates credit data submission and report generation for NBFCs and Nidhi companies, reducing compliance workload significantly.
Credit Rating Management by Dimensions allows financial institutions to upload customer loan data and generate credit reports in the format of any credit rating agency. Clients can connect via Excel upload, direct in-application integration (if using NBFC or Nidhi Dimensions), or API — and configure report formats, frequency, and data downloads for each credit agency.
Key Modules and Features
1Client Login & Registration
- ›Client Login – Credentials Provided after Registration
- ›Client Registration Page – Enter Needs and Formats
2Client Upload Methods
- ›Excel File – Upload Details via Excel from Client System
- ›In Application – Direct Data Flow if Using NBFC Dimensions or Nidhi Dimensions (No Upload Needed)
- ›API Integration – Upload Details and Take Multiple Outputs via API
3Classic Configuration
- ›Credit Agent and Format Mapping – Map Multiple Output Formats per Agent
- ›Frequency – Set Report-Taking Frequency
4Data Download
- ›Output Downloaded per Rating Agency Format
- ›Multiple Output Formats Based on Credit Agency Selection
5Submission Format Master
- ›Define and maintain submission formats for each credit rating agency.
6Agent Column Definition
- ›Map data columns to the selected credit agency submission format.
7Submission File Download
- ›Download the prepared submission file in the configured agency format.
Why Choose Dimensions?
25+ Years of Experience
Serving financial institutions since 2000 with deep domain expertise.
RBI & MCA Compliant
Built with regulatory compliance at the core — not as an afterthought.
Multi-Branch Support
Manage unlimited branches with real-time sync and consolidated reporting.
Dedicated Support
Onsite implementation support and dedicated helpdesk for all clients.
Cloud & On-Premise
Flexible deployment options to meet your security and infrastructure needs.
Continuous Updates
Regular updates to stay current with regulatory changes and new features.
Frequently Asked Questions
What is Credit Rating Management by Dimensions?
Credit Rating Management by Dimensions allows financial institutions to upload customer data via Excel, in-application integration, or API — and generate credit reports in any rating agency's required format.
How does in-application integration work?
If the client is using NBFC Dimensions or Nidhi Dimensions, customer data flows directly into the Credit Rating Module without any separate upload — eliminating duplicate data entry.
Can one client map to multiple credit rating agencies?
Yes. The Credit Agent and Format Mapping configuration allows clients to choose multiple output formats against different credit rating agents.
Can report frequency be configured?
Yes. Each client can set their preferred report-taking frequency within the Classic Configuration.
How is data uploaded if not using Dimensions ERP?
Clients can upload data via an Excel file from their own system, or via API integration, to generate credit reports without using Dimensions ERP.
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Learn More →Ready to Transform Your Operations with Credit Rating Management?
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